Loan Rates
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Personal Lines of Credit*

Effective 4/1/14


The annual percentage rate (APR) for all personal lines of credit is 15.00%.
Employment
Limit
1 Year
$500.00
3 Years
$1,000.00
5 Years
$1,500.00
7 Years
$2,000.00
9 Years
$2,500.00
11 Years
$3,000.00 (Maximum)
* See a Loanliner Addendum for more information. Subject to current credit underwriting criteria; not based solely on length of employment.

Secured Loans

Collateral
APR
Term
Share Pledge/Flowers Stock ($1,000.00 Minimum)
Prime
36 Months
Share Pledge/Flowers Stock ($1,000.00 Minimum)
Prime + 1.00%
72 Months
Autos & Trucks New
4.85%
24 Months
Autos & Trucks New
4.95%
36 Months
Autos & Trucks New
4.95%
48 Months
Autos & Trucks New
5.15%
60 Months
Autos & Trucks New ($20,000 Minimum)
5.65%
72 Months
Autos & Trucks New ($30,000 Minimum)
6.65%
84 Months
Autos & Trucks Used 2012 & 2013
5.15%
24 Months
Autos & Trucks Used 2012 & 2013
5.15%
36 Months
Autos & Trucks Used 2012 & 2013
5.15%
48 Months
Autos & Trucks Used 2012 & 2013
5.35%
60 Months
Autos & Trucks Used 2012 & 2013
5.75%
72 Months
Autos & Trucks Used 2011
6.65%
24-72 Months
Autos & Trucks Used 2010
7.65%
24-60 Months
Autos & Trucks Used 2009
8.65%
24-48 Months
Autos & Trucks Used 2008
9.65%
24-48 Months
Autos & Trucks Used 2007
10.65%
24-36 Months
Autos & Trucks Used 2006
11.65%
24-36 Months
Autos & Trucks Used 2005
12.65%
24-36 Months
Autos & Trucks Used 2004 (and Older)
13.65%
24-36 Months
Boats & Recreational Vehicles (New)
8.65%
48-60 Months
Boats & RVs (Used 2012-2011)
9.65%
48-60 Months
Boats & RVs (Used 2010-2009)
10.65%
48 Months
Boats & RVs (Used 2008 and Older)
11.65%
36 Months
Motorcycles & Personal Water Craft (New)
9.65%
48-60 Months
Motorcycles & PWC (Used 2012-2011)
10.65%
48-60 Months
Motorcycles & PWC (Used 2010-2009)
11.65%
48 Months
Motorcycles & PWC (Used 2008 and Older)
12.65%
36 Months
Tractors & Lawn Equipment (New)
11.65%
36 Months
Tractors & Lawn Equipment (Used 2012 & Older)
13.65%
24 Months
Personal Computers (New Purchase Only)
9.65%
12 Months
Personal Computer (New Purchase Only)
11.65%
24 Months


Subject to Credit Approval. All rates, terms, requirements, and other conditions are subject to change without notice. Contact the Credit League for current rates, additional terms, down payment requirements, and other conditions, 800-659-6877.
Current Rates
Auto (New)
4.85
Auto (Used)
5.15
Boat/RV
8.65
Motorcycle
9.65

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Contact Us
P.O. Box 3137
Thomasville, GA 31799
229.228.6860
800.659.6877
229.228.9233
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