Loan Rates
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Personal Lines of Credit*

Effective November 1, 2016



The annual percentage rate (APR) for all personal lines of credit is 15.00%.
 
Employment
Limit
 
1 Year
$500.00
 
3 Years
$1,000.00
 
5 Years
$1,500.00
 
7 Years
$2,000.00
 
9 Years
$2,500.00
 
11 Years
$3,000.00 (Maximum)
 
* See a Loanliner Addendum for more information. Subject to current credit underwriting criteria; not based solely on length of employment.
 

Secured Loans

                                                                                                                                Effective November 1, 2016
Collateral
APR
Term
 
Share Pledge/Flowers Stock ($1,000.00 Minimum)
Prime
36 Months
 
Share Pledge/Flowers Stock ($1,000.00 Minimum)
Prime + 1.00%
72 Months
 
Autos & Trucks New
4.85%
24 Months
 
Autos & Trucks New
4.95%
36 Months
 
Autos & Trucks New
4.95%
48 Months
 
Autos & Trucks New
5.15%
60 Months
 
Autos & Trucks New
5.65%
72 Months
 
 
Autos & Trucks Used 2015 & 2016
5.15%
24 Months
 
Autos & Trucks Used 2015 & 2016
5.15%
36 Months
 
Autos & Trucks Used 2015 & 2016
5.15%
48 Months
 
Autos & Trucks Used 2015 & 2016
5.35%
60 Months
 
Autos & Trucks Used 2015 & 2016
5.75%
72 Months
 
Autos & Trucks Used 2014
6.65%
72 Months
 
Autos & Trucks Used 2013
7.65%
60 Months
 
Autos & Trucks Used 2012
8.65%
48 Months
 
Autos & Trucks Used 2011
9.65%
48 Months
 
Autos & Trucks Used 2010
10.65%
36 Months
 
Autos & Trucks Used 2009
11.65%
36 Months
 
Autos & Trucks Used 2008
12.65%
36 Months
 
Autos & Trucks Used 2007 & Older
13.65%
36 Months
 
Boats & Recreational Vehicles (New)
8.65%
72 Months
 
Boats & RVs (Used 2016 - 2015)
9.65%
60 Months
 
Boats & RVs (Used 2014 - 2013)
10.65%
48 Months
 
Boats & RVs (Used 2012 & Older)
11.65%
36 Months
 
Motorcycles & Personal Water Craft (New)
9.65%
72 Months
 
Motorcycles & PWC (Used 2016 - 2015)
10.65%
60 Months
 
Motorcycles & PWC (Used 2014 - 2013)
11.65%
48 Months
 
Motorcycles & PWC (Used 2012 and Older)
12.65%
36 Months
 
Tractors & Lawn Equipment (New)
11.65%
36 Months
 
Tractors & Lawn Equipment Used
13.65%
24 Months
 
Personal Computers (New Purchase Only)
9.65%
12 Months
 
Personal Computer (New Purchase Only)
11.65%
12 Months
 
Note: Contact the Credit League for additional terms, down payment requirements, and other conditions. All rates are subject to change. Contact the Credit League for current rates. (800) 659-6877.


Current Rates
Auto (New)
4.85
 
Auto (Used)
5.15
 
Boat/RV
8.65
 
Motorcycle
9.65
 
 

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Contact Us
P.O. Box 3137
Thomasville, GA 31799
229.228.6860
800.659.6877
229.228.9233
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