Share Rates
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Regular Shares

Effective 4/1/14
Average Daily Balance
APR*
APY**
0.00 - 99.99
0.00%
0.00%
100.00 - 4,999.99
0.15%
0.15%
5,000.00 - 19,999.99
0.25%
0.25%
20,000.00 - 49,999.99
0.35%
0.35%
50,000.00 and Up
0.45%
0.45%

Christmas Club and Vacation Club

Average Daily Balance
APR*
APY**
0.00 - 99.99
0.00%
0.00%
100.00 and Up
0.35%
0.35%

Regular and Jumbo Share Certificates

Minimum Deposit
Term
APR*
APY**
5,000.00
6 Months
0.35%
0.35%
5,000.00
12 Months
0.55%
0.55%
5,000.00
24 Months
0.75%
0.75%
50,000.00
6 Months
0.35%
0.35%
50,000.00
12 Months
0.55%
0.55%
50,000.00
24 Months
0.75%
0.75%

Simple Security Individual Retirement Account - IRA

Type
Minimum
Deposit
To Open
APR*
APY**
Roth IRA
500.00
0.95%
0.95%
Traditional IRA
500.00
0.95%
0.95%
Education IRA
500.00
0.95%
0.95%
* Annual Percentage Rate
**Annual Percentage Yield

Interest Calculation and Compounding: Interest is paid on the average daily balance in the account and compounded monthly. A $5 minimum deposit is needed to open a Share Account. An early withdrawal penalty may be imposed and/or excessive withdrawal fees may also be imposed on deposits. Fees could reduce earnings on accounts.

Your savings are insured up to $250,000.00 by the National Credit Union Administration (NCUA), an agency of the U.S. Government.

All rates are subject to change. Please contact Flowers Foods Employees Credit League for current rates, 800-659-6877.
Current Rates
Auto (New)
4.85
Auto (Used)
5.15
Boat/RV
8.65
Motorcycle
9.65

Contact Us
P.O. Box 3137
Thomasville, GA 31799
229.228.6860
800.659.6877
229.228.9233
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